carenthylios - Professional Budget Management & Financial Planning Services

Information We Collect

At carenthylios, we collect information that helps us provide better budget creation services to our users in Canada. This includes personal information you provide directly, such as your name, email address, and contact details when you register for our platform or contact us for support.

We also collect technical information automatically when you use our website, including your IP address, browser type, device information, and how you interact with our budget creation tools. This data helps us improve our services and ensure platform security.

Personal Information Categories

Contact information (name, email, phone number, postal address)
Account credentials and authentication data
Financial information related to budget planning (encrypted and secured)
Communication preferences and marketing consent
Usage data and analytics from our platform

How We Use Your Information

Your information serves specific purposes related to our budget creation platform. We use your data to provide personalized budget planning tools, send important account notifications, and improve our services based on user feedback and usage patterns.

We may also use your information to comply with Canadian privacy laws, respond to legal requests, and protect our platform from fraud or security threats. Any marketing communications are sent only with your explicit consent and can be unsubscribed from at any time.

Data Processing Legal Basis

Under Canadian privacy legislation, we process your personal information based on consent, contractual necessity, or legitimate business interests. You have the right to withdraw consent at any time without affecting the lawfulness of processing based on consent before withdrawal.

Information Sharing and Disclosure

carenthylios does not sell, rent, or trade your personal information to third parties. We may share limited information with trusted service providers who help us operate our platform, such as cloud hosting services, email delivery systems, and payment processors. These providers are contractually bound to protect your information.

When We May Share Information

With service providers who assist in platform operations and maintenance
To comply with legal obligations or court orders
To protect our rights, property, or safety, or that of our users
In connection with business transfers or corporate restructuring
With your explicit consent for specific purposes

Your Rights and Choices

Under Canadian privacy laws, including PIPEDA, you have several rights regarding your personal information. You can request access to the information we hold about you, ask for corrections to inaccurate data, or request deletion of your account and associated data.

To exercise these rights, contact us at info@carenthylios.com or write to our privacy officer at our Kensington office. We will respond to your request within 30 days and may require identity verification for security purposes.

Specific Rights Include

Right to access your personal information and processing details
Right to correct inaccurate or incomplete information
Right to delete your account and personal data
Right to withdraw consent for marketing communications
Right to file complaints with privacy authorities

Data Security and Retention

We implement comprehensive security measures to protect your personal information, including encryption of sensitive data, secure server environments, and regular security audits. Our systems are designed to prevent unauthorized access, disclosure, or modification of your information.

We retain your personal information only as long as necessary to provide our services and comply with legal requirements. Account information is typically retained for the duration of your active account plus seven years for financial records, in accordance with Canadian business record retention requirements.

Security Measures

End-to-end encryption for sensitive financial data
Multi-factor authentication for account access
Regular security assessments and vulnerability testing
Employee training on privacy and security protocols
Secure data centers with physical access controls

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance your experience, remember your preferences, and analyze website performance. Essential cookies are necessary for basic website functionality, while optional cookies help us understand user behavior and improve our services.

You can control cookie settings through your browser preferences. Disabling certain cookies may affect website functionality, but you can still access most features of our budget creation platform without accepting optional tracking cookies.

International Data Transfers

While carenthylios primarily operates within Canada, some of our service providers may process data outside of Canada. When international transfers occur, we ensure appropriate safeguards are in place, including contractual protections and adequacy decisions that meet Canadian privacy standards.

We are committed to protecting your information regardless of where it is processed and will always notify users of any significant changes to our data processing locations or methods.

Changes to This Privacy Policy

We may update this privacy policy periodically to reflect changes in our practices, technology, or legal requirements. Significant changes will be communicated via email or through prominent notices on our website at least 30 days before taking effect.

We encourage you to review this policy regularly to stay informed about how we protect your information. The "Last Updated" date at the top of this page indicates when the most recent changes were made.